Answer honestly. Not as you would like to be, but as you actually live.
1. If energy prices rise sharply, that affects me:
existentially · unpleasantly · hardly at all
2. My main income in old age comes from:
state systems · mixed sources · stable, capital-backed structures
3. My regular fixed costs are:
high and barely changeable · moderate · low and controllable
4. In political or economic crises:
I hope for solutions · I wait and see · I have prepared
5. Energy and water are:
fully external · partly independent · largely independent
6. My assets consist mainly of:
money and claims · a mixture · functioning infrastructure
7. Change means to me:
risk · effort · room to shape things
8. If my real income falls, I can maintain my standard of living:
no · to a limited extent · largely
9. Responsibility means to me:
a burden · a necessity · a prerequisite for freedom
10. My greatest source of security is:
state and market · diversification · my own structure
What the answers mean
Mostly left: You rely heavily on existing systems. As long as they remain stable, this model can work very well. In periods of stress, however, you depend more strongly on decisions made by others.
Mostly in the middle: You are in transition. You recognise risks and already have alternatives, but you are still clearly tied to existing structures.
Mostly right: You have organised a large part of your security yourself. You are not invulnerable, but you are more capable of acting when systems come under pressure.
The test is not a verdict. It is a position check. An Ark does not begin with perfection, but with the decision to carry something again yourself.
